Banks...gotta love 'em!
Apr. 18th, 2001 09:26 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
alexpgpTwo days...two negative experiences with banks.
Yesterday, as I was leaving Pagosa, it occurred to me that I didn't have a credit card with enough meat on it to rent a car once in Houston. I proceeded to transfer money from one account to another at my bank, so I'd have enough in the debit card account for the deal.
Once in Houston, it turns out that the transfer didn't hit (probably needs a day to clear even within accounts at the same branch). Fortunately, there was enough there to begin with to allow me to rent the car for a week; I'll just have to call to extend is all.
What burns me, though, is that I thought I made it clear to the teller that I needed to make the transfer so I could use the debit card. Then again, maybe I didn't make it clear enough, or it didn't occur to her to do anything special, or maybe she has no discretion in the matter.
No biggie, I guess.
Today, I arrived at my local Houston bank with two checks from my accounts in Pagosa, only to be told that it would be five days before I'd be allowed to use the money. That really puts me in a jam of sorts, as the whole purpose of the maneuver was to put money in the account so that I can pay bills.
I'm sure they're within their rights, but what burns me is that I've banked there for over five years, and when I asked them to bend the rules (at least for the smaller check), I got the cold, icy blue shoulder.
That makes it a lot easier for me to decide to close my account here in Houston and move the whole shebang up to Pagosa.
Cheers...
Yesterday, as I was leaving Pagosa, it occurred to me that I didn't have a credit card with enough meat on it to rent a car once in Houston. I proceeded to transfer money from one account to another at my bank, so I'd have enough in the debit card account for the deal.
Once in Houston, it turns out that the transfer didn't hit (probably needs a day to clear even within accounts at the same branch). Fortunately, there was enough there to begin with to allow me to rent the car for a week; I'll just have to call to extend is all.
What burns me, though, is that I thought I made it clear to the teller that I needed to make the transfer so I could use the debit card. Then again, maybe I didn't make it clear enough, or it didn't occur to her to do anything special, or maybe she has no discretion in the matter.
No biggie, I guess.
Today, I arrived at my local Houston bank with two checks from my accounts in Pagosa, only to be told that it would be five days before I'd be allowed to use the money. That really puts me in a jam of sorts, as the whole purpose of the maneuver was to put money in the account so that I can pay bills.
I'm sure they're within their rights, but what burns me is that I've banked there for over five years, and when I asked them to bend the rules (at least for the smaller check), I got the cold, icy blue shoulder.
That makes it a lot easier for me to decide to close my account here in Houston and move the whole shebang up to Pagosa.
Cheers...
